National Level Management Fest @ Christ Institute of Management

Jakkas....

Coooool !!

You become what you practice everyday

You become what you practice every day. 

For example:                                                                                                                                                       


• You smoke everyday, and you bec...ome a smoker.
• You drink everyday, and you become an alcoholic.
• You overeat everyday, and you become obese.
• You neglect your health every day, and you become sick.
• You neglect your relationship every day, and it turns sour.
• You spend beyond your limits every day, and you become poor.
• You practice being unhappy every day, and you become depressed.

Likewise:
• You exercise everyday, and you become fit.
• You sing everyday, and you become a singer.
• You run every day, and you become a runner.
• You write everyday, and you become a writer.
• You eat moderately every day, and you maintain healthy weight.
• You think business every day, and you become a businessman.
• You work diligently every day, and become successful in your career.
• You save and make your money grow every day, and you become wealthy.
• You read a little every day, and you become knowledgeable on that subject.
• You spend quality time in your relationship every day, and develop healthy relationships.
• You practice being happy every day, and you become a happy person.
• You strive for spiritual growth every day, and you grow spiritually.


Everything that is part of your life became so because you have been meditating upon it consistently. People who are very good at what they do find a way to consistently do the things they are passionate about without taking long absences from it. Thus, if there is something that does not serve you that you wish to eliminate from your life, simply find a way to do it infrequently until you completely stop doing it. Conversely, if there is something you want to develop within yourself, find a way to do it every day, and one day it will become a natural part of you.

The day to take charge and create the life you want is thus today.

SAPM Class 1 Summary

List of Topics For Calculations in SAPM:


1. Margin Calculation
2. Historical & Expected Return Calculation
3. Risk Calculation for Individual Security
4. Portfolio Risk
5. Valuation of Securities: Equity and Bonds/Debentures
6. CAPM and Sharpe Model
7. Portfolio Evaluation :Sharpe, Jensen, Treynor & Fama Net Selectivity



Introduction to Investment

Investment is the current commitment of money for a period of time in order to derive future payments that will compensate investor for

• •The time the funds are committed                                                                                                          •The expected rate of inflation                                                                                                                   •The uncertainty of future payment
• Features of Investment :
• Return
• Risk
• Liquidity
• Safety

Lunar Eclipse 5

Lunar Eclipse 4 [Beautiful Ring]

Lunar Eclipse 3

Lunar Eclipse 2

Lunar Eclipse 1

The Monsoon Feeling... Awesome....

Enjoyed the fragrance of the seasons first rain. Its an amazing feeling when you breath deeply in that atmosphere. Its just adds some kind of freshness to our mind, body, heart and soul. It can not be described more than this, can just feel it. Wish you guys a happy and enchanting monsoon.

Term of The Day : Futures Contract

In finance, a futures contract is a standardized contract between two parties to exchange a specified asset of standardized quantity and quality for a price agreed today (the futures price or the strike price) but with delivery occurring at a specified future date, the delivery date. The contracts are traded on a futures exchange. The party agreeing to buy the underlying asset in the future, the "buyer" of the contract, is said to be "long", and the party agreeing to sell the asset in the future, the "seller" of the contract, is said to be "short". The terminology reflects the expectations of the parties -- the buyer hopes the asset price is going to increase, while the seller hopes for a decrease. Note that the contract itself costs nothing to enter; the buy/sell terminology is a linguistic convenience reflecting the position each party is taking (long or short).

In many cases, the underlying asset to a futures contract may not be traditional "commodities" at all – that is, for financial futures, the underlying asset or item can be currencies, securities or financial instruments and intangible assets or referenced items such as stock indexes and interest rates.

Term of The Day : Derivatives

Security whose price is dependent upon or derived from one or more underlying assets. The derivative itself is merely a contract between two or more parties. Its value is determined by fluctuations in the underlying asset. The most common underlying assets include stocks, bonds, commodities, currencies, interest rates and market indexes. Most derivatives are characterized by high leverage. 

Term of the Day: Stock Exchange

A stock exchange is an entity that provides services for stock brokers and traders to trade stocks, bonds, and other securities. Stock exchanges also provide facilities for issue and redemption of securities and other financial instruments, and capital events including the payment of income and dividends. Securities traded on a stock exchange include shares issued by companies, unit trusts, derivatives, pooled investment products and bonds.

To be able to trade a security on a certain stock exchange, it must be listed there. Usually, there is a central location at least for record keeping, but trade is increasingly less linked to such a physical place, as modern markets are electronic networks, which gives them advantages of increased speed and reduced cost of transactions. Trade on an exchange is by members only.

The initial offering of stocks and bonds to investors is by definition done in the primary market and subsequent trading is done in the secondary market. A stock exchange is often the most important component of a stock market. Supply and demand in stock markets is driven by various factors that, as in all free markets, affect the price of stocks (see stock valuation).

There is usually no compulsion to issue stock via the stock exchange itself, nor must stock be subsequently traded on the exchange. Such trading is said to be off exchange or over-the-counter. This is the usual way that derivatives and bonds are traded. Increasingly, stock exchanges are part of a global market for securities.

What to Say ?

Pic of D Day

Fantastic 4

Instructing Students

Future Leaders with Think Tank of CIM

Money Matters....

Asst. Prof. Bhuvan updating his knowledge

DNA of CIM [Dhaval, Nishant & Alex]

Term of the Day: Asset Management Companies

Company that invests its clients' pooled fund into securities that match its declared financial objectives. Asset management companies provide investors with more diversification and investing options than they would have by themselves.Mutual funds, hedge funds and pension plans are all run by asset management companies.  These companies earn income by charging service fees to their clients.  

AMCs offer their clients more diversification because they have a larger pool of resources than the individual investor. Pooling assets together and paying out proportional returns allows investors to avoid minimum investment requirements often required when purchasing securities on their own, as well as the ability to invest in a larger set of securities with a smaller investment.

Term of The Day : Secondary Market

Secondary market provides a platform to the holders of securities through which they can sell or buy securities within themselves. Secondary market provides liquidity to the share holders, bond holders, etc.

Its a  market where investors purchase securities or assets from other investors, rather than from issuing companies themselves. The national exchanges - such as the Bombay Stock Exchange, National Stock Exchange, NASDAQ, DOW JONES, Etc.

A newly issued IPO will be considered a primary market trade when the shares are first purchased by investors directly from the underwriting investment bank; after that any shares traded will be on the secondary market, between investors themselves. In the primary market prices are often set beforehand, whereas in the secondary market only basic forces like supply and demand determine the price of the security.

Term of The Day : Primary Market

Primary market is a market that issues new securities on an exchange. Companies, governments and other groups obtain financing through debt or equity based securities. Primary markets are facilitated by underwriting groups, which consist of investment banks that will set a beginning price range for a given security and then oversee its sale directly to investors.  

The primary markets are where investors can get first crack at a new security issuance. The issuing company or group receives cash proceeds from the sale, which is then used to fund operations or expand the business. Exchanges have varying levels of requirements which must be met before a security can be sold.